Here at Bradford Fairway (Ford) Sales & Leasing and Bradford CDJRF (Chrysler Dodge Jeep Ram Fiat), we proudly welcome all credit types, including those with poor credit, first-time buyers, customers rebuilding credit, and we are extremely competitive for buyers with strong credit who expect the best available rates/term and straightforward answers. No matter where you fall on the credit spectrum, our approach remains the same: maximum effort, transparency, and advocacy on your behalf.
What truly separates us from most dealerships is how we approach financing. We go beyond simply looking for an easy approval. Our team puts in the extra effort to maximize your chances of being approved by being flexible when it makes sense and by leveraging our strong relationships with a wide network of lenders. If an approval requires additional steps, documentation, or extra coordination, we don’t shy away from that process — we handle it for you. Our goal is to do the work behind the scenes so you have the best possible outcome, not just the fastest one.We don’t stop once we find an approval. Our team takes the time to explore multiple lending options, structure deals properly, and pursue the best possible approval and lowest available rate based on each customer’s individual situation.
We are not loyal to any single financial institution — we are loyal to our customers.
That extra effort is especially important for buyers with challenged or limited credit, where thoughtful deal structure and persistence can make a real difference. But it matters just as much for buyers with excellent credit. Strong credit should never mean settling for the first offer or the easiest path. Everyone deserves options, clarity, and a financing strategy that makes sense today and long-term.
This philosophy reflects what our branding stands for every day: "straight talk, great deals, and a fast, transparent sales process built around YOU." —These aren’t just words on a website. They show up in real experiences, honest conversations, and the number of customers who return again and again because they trust how they’re treated.
If you’re considering auto financing, consider this an open invitation to connect with us. You can call us directly at 814-368-7166 to talk through your options, ask questions, or get started from wherever you are. We also offer secure electronic contracting, allowing much of the process to be handled remotely if that works best for you.
And while the days of needing to sit at a dealership for hours are largely behind us, we still value face-to-face conversations and welcome you to visit us in Bradford. However you choose to work with us — by phone, online, or in person — our commitment remains the same: we go to work for you.